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Like the song says, little things mean a lot, especially during the holidays. A greeting card with a heartfelt, handwritten note, a tin of homemade cookies - these simple gestures speak of the holiday spirit. During the holidays, the little things you do - or don't do - can also mean a lot when it comes to protecting yourself from identity theft.
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When you buy a used car, you're happy if the seller vacuums the interior and gives the exterior a good wash and wax before you take possession. But there's one kind of "cleanup" that you want to avoid when you're buying used: title washing.
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The past few years have been hard on the American pocketbook - and psyche. Just when we think we see the light at the end of the recessionary tunnel, something happens to make us pull our belts a little tighter and dampen our spirits. Many of us have had to curtail spending for quite some time, and with the holiday season (read, shopping season) coming up fast, we're itching just to let go and spend like it's 1999.
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Other than buying a home and automobile, a college education is one of the biggest investments Americans typically make. On average, in-state tuition and fees at a four-year public college increased by more than 8 percent to $8,244 for the 2011-2012 academic year, and room and board now averages more than $17,000 per year. Fortunately, you may be able to cut your college costs at income tax time with a variety of credits, deductions and savings plans.
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Tax season is in full swing. Taxpayers receiving a refund tend to file earlier in the year, while those who owe Uncle Sam often wait until closer to the filing deadline. Whether you file now or wait until the last minute, make tax time easier with these tips.
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